Wisdom in Money: Why the Amount of Funds is Not Enough if Conscious Management and Balance are Lacking?

Introduce yourself in a few sentences!

I am an economist and a doctor of political science with many years of experience in risk management, technology, and finance. I have worked on projects for capital adequacy and banking provisions in several countries, which has given me a broad international perspective and in-depth expertise.

My passions are children, entrepreneurship, and science – areas where I invest my heart, meaning, and inspiration. At this stage, my focus is on entrepreneurial initiatives related to these passions. I am developing a company that helps businesses adapt to European regulations for artificial intelligence, as well as a training and mentoring brand that helps busy women with children manage their time, energy, and personal finances in a fulfilling way through an authorial system.

At the same time, I am a founder and executive director of a foundation that works to raise public awareness about a holistic approach to children's health.

 

What did you dream of becoming in your childhood?

I don't have a clear memory from my earliest years of a specific dream, but around the fifth grade, I started to envision my future as a businesswoman. I would place the home phone on my desk, conduct "business calls" and "sign contracts" – for me, these were the first games in which I trained my ambition, organizational skills, and interest in management.

At what age did you earn your first money? Share an interesting story with us?

I earned my first money as an excellent student in school, and later in university in the form of a scholarship. This was real income, earned through personal effort, perseverance, and dedication to knowledge. This experience taught me that hard work and the pursuit of development are always rewarded. I am a person with intellectual interests, and for me, knowledge always comes before finances – it is the foundation upon which sustainable success is built.

What are the main factors and examples that shape us as individuals at an earlier age and form our interests? What is your recipe for curiosity, sources and wells of information and inspiration at this stage of our human development?

First and foremost – my family. From my parents, I learned to live consciously, to appreciate the joy of life, and to follow its spiritual principles. They gave me the stable foundation upon which I built myself.

The second key factor is education – my teachers and instructors, who helped me shape myself as a cosmopolitan individual, thinking critically and globally.

Third – my spiritual quests and my interest in conscious and fulfilling living.

And not least – my work with people from different nationalities. International experience gave me confidence, a higher professional self-esteem, and a deep understanding of the value of cultural diversity.

 

Has there been any significant change in your perceptions in more mature age about what motivates you to do or not do something?

Over the years, I realized that my motivation has changed significantly. In my younger age, it was mainly related to achievements – to the desire to prove myself. Today, in more mature age, my motivation comes from other, deeper places – from the meaning of what I do, from the opportunity to be useful, to create value, and to inspire others.

I am no longer driven so much by the need to compete, but by the desire to contribute and leave a mark. I believe that maturity brings with it a quieter, but much stronger sense of inner motivation – the one that comes from conscious choice and awareness of one's mission.

Today, my decisions are not guided by external expectations, but by inner clarity. And this, in my opinion, is the greatest transformation that occurs with the years – to do things not because you "have to," but because they fill you with meaning.

 

Whose decision was it where to pursue higher education and what to study? Was this decision correct, viewed from today's perspective?

The choice of higher education was entirely mine – dictated by my deep interest in economics and business management. Today, with gratitude and satisfaction, I can say that this decision was one of the most important and correct in my life.

From the very beginning, I fully dedicated myself to the academic process – I was a regular student, attended all lectures and exercises, and strived to extract the maximum from the knowledge that the educational system and my teachers offered me. This was a time of active learning, inspiration, and awareness of the power of knowledge.

One of my majors was related to business and entrepreneurship – an area that today is at the core of my professional path. The knowledge I gained then became an extremely valuable resource for the development of my own projects and initiatives.

Today, looking back, I see how much higher education has given me – not only in terms of knowledge but also in terms of discipline, analytical thinking, and self-confidence. I apply it every day in my life and work, and the feeling of gratitude for that time and the people who trained me remains unchanged.

 

Share more about your interests, knowledge, skills, and hobbies?

I believe that a person should keep their interest in the world alive and find time for things that bring them joy and recharge them. For me, hobbies are not just free time – they are a way of life. They help me maintain the balance between a busy daily routine and my inner peace and keep my yin-yang balance. They are my “yin” when my daily life is “yang.” When I have more stressful periods, I even add new hobbies – this way my mind rests, and I feel calmer and inspired.

I love sports and movement – they give me energy and freedom. Among my favorite activities are skiing, swimming, tennis, cycling, and boating in the summer. Sports teach me discipline and help me think more clearly.

I also love to read. Most often, I reach for books on spiritual development, modern business, leadership, and energy psychology. They inspire me and help me grow both professionally and personally.

One of my first hobbies was videography. I loved to film my children and turn those moments into short films filled with memories and emotions. Now I have less time for that, but I still film – most often for professional and social causes.

Gardening and floristry are part of my hobbies. Over time, my interest gradually shifted from floristry to the care of the garden as a whole.

In addition, I really enjoy experimenting with different international cuisines – for me, cooking is a way to combine my passion for the new and the desire to create.

For me, hobbies are not just a way to rest – they are a source of inspiration and joy that keeps me alive and connected to what I love.

Would you change your profession today and which areas of activity capture your interest?

In a professional and expert sense, for more than ten years I have been developing in the field of financial technologies. I worked both in Bulgaria and abroad – in Serbia, France, and Albania. My main expertise was related to the application of European standards and regulations for capital adequacy and banking provisions – an area that requires a high degree of analytical thinking, responsibility, and strategic vision.

After 2017, I directed my attention and energy towards entrepreneurship, combining the three areas that have always inspired me – children, science, and business.

Today, I am the creator and leader of several projects that reflect this mission of mine.

Thus, my professional path gradually became a mission – to combine the scientific, human, and entrepreneurial spirit in projects that have a real impact and contribute to a more conscious and healthy society.

 

They say that the personal brand is everything that people say about you when you are not in the same room with them. What would you like to hear today?

I would like my name to be synonymous with high professionalism, ethics, and morality. For me, true leadership is expressed through personal example and inspiration – not through authority or position, but through the way you live, work, and support others.

I often receive feedback that I exude charisma and strength that motivate and inspire the people around me. This recognition is invaluable to me because it shows that my efforts to be an inspiring leader and a positive example have a real effect on those around me.

I believe that this approach – a combination of professionalism, morality, and personal charisma – is the key to sustainable success and real change, both in professional and personal life.

Emotional intelligence, adaptability, and flexibility, as well as our soft skills, are key conditions for success in recent years. How do you cope with the daily challenges of life to stay in good shape and mood?

In today's dynamic world, emotional intelligence, adaptability, and soft skills are crucial for success and resilience. For me, daily challenges are not just obstacles, but opportunities for growth and self-awareness.

I strive to maintain good shape and mood through a balanced approach to my physical  mental, and spiritual health. Sports, like skiing, swimming, tennis, or cycling, help me clear my mind and recharge my energy. I also practice mindfulness and organized time management, which allows me to pay attention to both my professional commitments and my personal interests and family.

For me, it is important to maintain my flexibility and adaptability, to learn from every experience, and to approach difficulties with a positive attitude. This not only keeps my mood good but also gives me strength to be an effective leader and inspiration for the people around me.

What are the most important conclusions you have drawn so far about maintaining the right communication considering the different characters of the people you meet every day  – colleagues, friends, close ones?

One of the most valuable things I have learned over the years is that successful communication requires consideration of the individual characters and needs of the people around us – colleagues, friends, close ones. Every person is unique, with a different way of thinking, motivation, and style of interaction.

For me, the foundation of successful communication is careful and active listening, which shows respect and understanding. I adapt my approach according to the character and perceptions of others, striving to find the right tone and way of communication. Empathy and emotional intelligence allow me to build trust and openness, while clarity and directness in expressing expectations and goals minimize misunderstandings and tension.

Through this approach, I manage to maintain productive professional relationships and close, meaningful personal relationships. For me, communication is not just a means of exchanging information, but a tool for creating trust, inspiration, and collaboration.

What do you think about money? What is their influence on your life? What is your advice to people who often ask themselves questions related to money and how sufficient they are?

For me, money is not an end in itself, but a tool – a means to realize ideas, projects, and personal goals. They give freedom to choose, to create value, and to support those causes and people that are important to us. Their influence on my life is precisely this – they allow me to realize my professional and entrepreneurial initiatives, to invest in the education and development of my children and myself, and to support social causes.

My advice to people who often worry about whether they have "enough" money is to change their focus. Instead of asking "How much is enough?", it is better to ask "How can I use what I have to create value for myself and for others?" Financial security comes not only from the amount of funds but from the ability to manage our resources consciously, to invest wisely, and to maintain balance between giving and receiving.

Money is a tool for the freedom to live consciously and fully, and true wealth is the ability to use them in harmony with our personal values and goals.

What is the most valuable career advice you would give to people?

The most valuable career advice I would give to people is to follow their true interests and passions, to dedicate themselves to what inspires them, and to build their professional path through perseverance, diligence, and honesty. True success comes when the combination of knowledge, skills, and dedication aligns with a person's mission and values.